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A Status Report on the Enforcement of Compulsory Automobile Insurance Laws
January 1999

REPORT (PDF)     SUMMARY (PDF)

State law requires that motor vehicles have liability insurance. In spite of this requirement, there are many uninsured motor vehicles. We reported, in 1997, that estimates of the number of uninsured motor vehicles in South Carolina ranged from 10% to 16%.

The State Reorganization Commission recommended, in June 1998, that the Department of Public Safety (DPS) develop a data system in which insurance companies would provide more complete information on their customers' insurance coverage. In conducting our current review, we focused on the detection of uninsured motor vehicles by the Department of Public Safety (DPS).